Loan Modification

Neil Buchalter, PA is experienced in all aspects of mortgage modifications. We aggressively represent many clients who need mortgage modifications. We have been able to successfully procure various types of mortgage modifications for our clients including, but not limited to:

Reducing or modifying the interest rate
Extending the term of the loan
Reducing the principal balance and monthly payment
Changing the monthly payments
Combining any of the above
I will conduct a comprehensive consultation with you and assist in demonstrating to your lender that your case is worthy of modification. Also, my skilled staff and I will work with you on gathering financial documentation from you so that the most compelling case for modification is presented to the lender. I have been representing Brevard County homeowers for over 30 years and I will use that experience and expertise to negotiate with your lender and strive to obtain the best possible modification for you.
Beware of any non-attorney who claims they can assist you in modifying your mortgage. The Foreclosure Rescue Act, Section 501.1377, Florida Statutes, went into effect October 1, 2008 and imposed restrictions on non-lawyer loan modifiers offering to protect distressed homeowners. Only a lawyer licensed in Florida can modify your loan. Non-lawyers are prohibited from doing so.

An important part of our approach to mortgage modifications is our ability to vigorously defend a foreclosure action on behalf of our clients while simultaneously seeking a loan modification or short sale approval. This component is extremely important as merely pursing a short sale or loan modification without defending a foreclosure that has been filed could leave a borrower in a compromising predicament.

Neil Buchalter, PA has been representing Brevard County residents for over 30 years. Our entire legal staff is dedicated to giving you professional service so that we achieve the best possible results. We will provide a free confidential initial consultation to discuss your circumstances.

I look forward to meeting with you to discuss your financial issues.

Neil Buchalter, Esq.